Products
Every gem in our orbit.
Five products across fintech, marketplaces and smart cities. Each one is designed, built and run by Scepterix.
LiveMVPIn developmentComing soon
Fintech · Consumer · Aquamarine
OffOnMyCard
Brings together credit-card offers, cashback and rewards from Pakistani banks so you know which card saves the most at each merchant.
- Best card for each purchase
- Offers from many banks in one place
- Merchant onboarding and analytics
Smart cities · GovTech · Sapphire
FlowCity
A smart-city traffic routing platform prototyped for Lahore. It combines live congestion data, adaptive routing and a control dashboard, offered to government as licensed SaaS.
- Live congestion map
- Adaptive routing and signal plans
- Government control dashboard
Fintech · Payments · Diamond
DiscountSplit
Escrow-based three-party split payments. The client pays by card, an SBP-licensed gateway holds the funds, and the money goes directly to the service provider and the platform. It never sits in a pooled account.
- PKR 2,000 – 500,000 per transaction
- No pooled middle account
- Milestone-based release
Marketplaces · Health & beauty · Tanzanite
MedsForHalf
A peer-to-peer resale marketplace for sealed OTC products, supplements and cosmetics, designed to operate within DRAP rules.
- Sealed, in-date items only
- Seller and listing verification
- Built around DRAP rules
Marketplaces · Gold · Golden Topaz
GoldMarketPK
A nationwide platform for buying and selling gold jewellery and gold products in Pakistan. Buyers and sellers are matched directly at transparent prices tied to the live gold rate, purity is verified before any deal completes, and payment runs on DiscountSplit's escrow.
- Aims to cut the 15–20% sellers typically lose on a jeweller buy-back
- Purity and authenticity checked before payment is released
- New designs from partner artisans
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